Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What Does Being “Vested” In Your 401(k) Mean?
Posted: November 28, 2019
What Does Being “Vested” In Your 401(k) Mean?As defined by the IRS, vesting in a retirement plan means ownership. Each employee vests a certain percentage of their account in the 401(k) plan every year. An employee who becomes 100% vested in his or her 401(k) account balance owns 100% of the balance. When this occurs, the employer cannot take it back (forfeit) for any reason. Amounts that are not vested in a...
How Does Insurance Cover Parking Lot Accidents?
Posted: November 26, 2019
How Does Insurance Cover Parking Lot Accidents?Parking lots can be crazy places. Whether you’re at the mall, the grocery store, or even just grabbing a quick coffee… all those cars coming and going can up anyone’s chances of being in a parking lot accident. Which may lead you wonder: How does insurance cover parking lot accidents? Let’s walk through a few common scenarios. WHAT HAPPENS IF I HIT SOMEONE ELSE’S CAR IN A PARKING...
How To Shop Safely Online This Holiday Season
Posted: November 26, 2019
How To Shop Safely Online This Holiday SeasonYou’ve got your comfy pants and your credit card – now, it’s time to knock out your holiday shopping. There’s no doubt online shopping is convenient… but it does come with a fair share of risk, too. Identity theft can happen just as quickly as you can click, “Add to cart.” Fortunately, there are ways to reduce your risk. Follow these expert tips to shop...
Cargo Insurance Vs. Wholesalers & Distributors Insurance
Posted: November 19, 2019
Cargo Insurance Vs. Wholesalers & Distributors InsuranceCargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...
What Does My Renters Insurance Cover?
Posted: November 16, 2019
What Does My Renters Insurance Cover?If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...