Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Beginner’s Guide to Key Person Insurance
Posted: April 4, 2021
Beginner’s Guide to Key Person InsuranceYou have devoted your time, creativity, energy, and finances to build a business. The last problem you need is the risk of losing it all if a key member of your team passes away. Key person insurance is a specific type of life insurance that protects a business in this situation. What is Key Person Insurance? Key person insurance pays out death benefits to a... Read Article
Simple Car Maintenance Anyone Can Do
Posted: April 1, 2021
Simple Car Maintenance Anyone Can DoAll vehicles require regular maintenance. Some maintenance you can do yourself and avoid the cost of an auto mechanic. Just like ensuring you have the best deal on your auto insurance, performing basic maintenance saves you money. Are you a dedicated do-it-yourselfer? Even if you have never done vehicle maintenance before, most of the tasks outlined below are not difficult to learn. Replace Your Air... Read Article
If My Company Is Acquired by Another Company, What Happens to My 401(k)?
Posted: March 28, 2021
If My Company Is Acquired by Another Company, What Happens to My 401(k)?If your employer is acquired, the fate of your 401(k) plan may depend in part on what type of acquisition it is – asset sale or stock purchase. In an asset sale, the selling company retains responsibility for the 401(k) plan. Employees of the acquired company that stay on after the sale are typically considered new employees of the acquiring company. If the acquisition is... Read Article
Professional Liability Insurance vs. General Liability Insurance
Posted: March 19, 2021
Professional Liability Insurance vs. General Liability InsuranceAll businesses, large and small, face the risk of liability. Professional liability insurance and general liability insurance both provide protection for your business. The main difference between these two types of insurance is the different risks they cover. What Is Professional Liability Insurance? Also known as errors and omissions (E&O) insurance, professional liability insurance is designed to protect you in case a client files a... Read Article
When to File a Homeowners Insurance Claim
Posted: March 16, 2021
When to File a Homeowners Insurance ClaimA home is a major investment, and home insurance is designed to protect it. We pay premiums in exchange for coverage, so the natural inclination is to file a claim when a covered loss occurs. The reality is not so clear cut. Filing a claim under the wrong circumstances can affect your premiums and your finances adversely in the future. It is important to know... Read Article